Retirement Planning | Charlotte, Hickory, Raleigh NC & Rock Hill SC | Carroll Financial


Selecting the right time to retire is an important decision. Our Certified Financial Planners™ are here to help with retirement planning and assist you in pursuing your financial goals.

We know that it isn’t always possible to coordinate everything to fall into place in perfect sequence. At Carroll Financial, we help our clients make informed decisions when in fact they do decide to retire. We work with each client individually, answering questions and helping to implement a suitable investment and distribution plan for a long and meaningful retirement.

Retirement is a new phase in life, we’re here to help you plan. We’re committed to guiding you and managing your assets so that you feel comfortable and confident about the future. Our retirement planning approach is personalized and thorough. We’ll conduct an analysis of your current financial position and talk extensively with you about your goals. Then we’ll explore your options and offer recommendations for establishing a solid financial plan, including your investments and a plan for distributions. We’ll cover healthcare concerns and establish contingency plans for a surviving spouse, so that this transition is made in the most efficient and worry-free manner.

Our goal is to help you find the financial freedom to pursue your interests, so you can enjoy the retirement you’ve worked so hard for.



Our retirement planning services help answer key questions to help you ease the transition:

  • How do I want to spend my time?
  • What will my new daily routine look like?
  • How much money do I need to retire?
  • How will I afford medical expenses in retirement?
  • Should I pay off my mortgage before retirement?
  • Should I retire early?
  • When should I take Social Security?
  • How much will I pay in taxes in retirement?
  • Should I take my pension as an annuity or a lump sum?
  • How should my money be invested once I retire?


Retirement Planning Resources

Watch our insightful videos, designed to help answer important questions and ease your transition into retirement.

A cup of coffee & a second opinion

We would like to offer you an honest, complimentary second opinion about your financial plan with an advisor you can trust.

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