Larry Carroll, CFP®, Financial Advisor - Carroll Financial, Charlotte, NC

Larry Carroll*

  • CFP®

Chairman Emeritus

“The best interest of the client is the only interest that matters.”©

With this simple approach to financial planning, Larry Carroll established Carroll Financial Associates in 1980. The firm currently manages or supervises over $4 billion in advisory and brokerage assets and employs 30 CERTIFIED FINANCIAL PLANNER practitioners.

Over the years, Carroll Financial has grown into a large independent financial planning and investment management firm, but that core philosophy has never changed. Our focus is the same today as it was in 1980 – we are committed to our clients’ best interests.

Larry provides investment management and retirement income planning for retirees and pre-retirees throughout the Carolinas. He believes that managing money for retirees is more about controlling risk than about maximizing returns. For most of his clients, the primary goal is making sure that they can receive an income from their assets for the rest of their lives.

Larry’s devotion to his clients has earned him national recognition in the financial planning profession. Some of his many accomplishments include:

  • Barron’s annual lists of “The Top Financial Advisors” 2009 – 2018
  • #1 Financial Advisor in North Carolina on Forbes’ 2018 list of Best-In-State Wealth Advisors
  • 2016 and 2017 Forbes’ list of America’s Top 200 Wealth Advisors
  • Past president of the International Association of Financial Planners (IAFP), predecessor to the Financial Planning Association (FPA)

Quoted in Money, Newsweek, The New York Times, Medical Economics, The Wall Street Journal, BusinessWeek, US News and World Report, American Banker and other financial publications, Larry has also appeared on CNBC Street Signs and the NBC Nightly News with Tom Brokaw.

Larry serves on the board of Capitala Finance Corporation, a publicly traded company, and has previously served on the boards of other community banks and educational institutions. Larry has previously served on the board of Austin Peay State University and Wingate University.

Larry shares his passion for philanthropy and learning with Vivian, his wife of over 40 years. Together they are actively involved in many local charities and universities, including: YMCA of Greater Charlotte, American Red Cross, Hospice and Palliative Care Charlotte Region, Austin Peay State University, Winthrop University and The University of Tennessee.

In 2011, Larry received the Tower Award from Winthrop University. He was also inducted into the Sigma Beta Delta Business Honor Society from Austin Peay State University and the State of Tennessee Legacy Society for his philanthropic efforts.  In 2016, he received the Alumni Professional Achievement Award from the University of Tennessee.

 

Barron’s: Top 1200 Financial Advisors: Over 4,000 advisors who wish to be ranked fill out a 102 question survey about their practice, data is then applied to a ranking formula. The ranking reflects the volume of assets overseen by the advisors and their teams, revenues generated for the firms, and the quality of the advisors’ practices. The scoring system assigns a top score of 100 and rates the rest by comparing them with the top-ranked advisor. Listing in this publication and/or award is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the advisor by any client.
The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative data, rating thousands of wealth advisors with a minimum of seven years’ experience and weighing factors like revenue trends, assets under management, compliance records, industry experience, and best practices learned through telephone and in-person interviews. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receive a fee in exchange for rankings. Research summary as of January 2020, 32,000 nominations received, based on thresholds – 7,556  invited to complete online survey – 11,864 telephone interviews – 2,336 in-person interviews at Advisor’s location. Listing in this publication and/or award is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the advisor by any client.
The Forbes ranking of America’s Top Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative data, rating thousands of wealth advisors with a minimum of seven years’ experience and weighing factors like revenue trends, assets under management, compliance records, industry experience, and best practices learned through telephone and in-person interviews. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receive a fee in exchange for rankings. Research summary as of August 2020, 32,325 nominations received, based on thresholds – 15,577 invited to complete online survey – 12,456 telephone interviews – 2,646 in-person interviews at Advisor’s location. Listing in this publication and/or award is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the advisor by any client.
Recognition from rating services or publications is no guarantee of future investment success. Working with a highly rated advisor does not ensure that a client or prospective client will experience a higher level of performance of results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluations. Listing in this publication is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the advisor by any client.

Larry Carroll*'s Approach

The best interest of the client is the only interest that matters.©

- Larry Carroll*

Larry provides investment management and retirement income planning for retirees and pre-retirees throughout the Carolinas. He believes that managing money for retirees is more about controlling risk than about maximizing returns. For most of his clients, the primary goal is making sure that they can receive an income from their assets for the rest of their lives.

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